Commercial Credit
Banks issue commercial credit to companies, which then access funds as needed to help meet their financial obligations. Companies use commercial credit to fund daily operations and new business opportunities, purchase equipment, or cover unexpected expenses. OCC's commercial credit division provides information and policy guidance on emerging commercial risks and supervisory issues confronting the national banking industry to promote national bank safety and soundness, as well as compliance with applicable laws and regulations.
In This Section
- Accounts Receivable and Inventory Financing
- Agricultural Lending
- Allowances for Credit Losses (ACL)
- Appraisals
- Basel II
- Comptroller's Handbook Booklets
- Commercial Real Estate
- Concentrations/Portfolio Management
- Counterparty Credit Risk
- Country Risk
- Derivatives
- Energy Lending
- Fair Value
- Insider Loans
- Lending Limits
- Leveraged Finance
- Loan Sales and Participations
- Margin Loans (Regulation U)
- Other Real Estate Owned
- Problem Loans
- Risk Rating
- Shared National Credits
- Small Business Lending
- Underwriting
Related News and Issuances
| Date | ID | Title |
|---|---|---|
| 06/30/2025 | NR 2025-63 | OCC Report Highlights Key Risks in Federal Banking System |
| 06/20/2025 | NR 2025-55 | OCC Reports Mortgage Performance for First Quarter of 2025 |
| 04/15/2025 | NR 2025-31 | Agencies Take Action on Appraisal Requirements in an Area Affected by California Wildfires and Straight-line Winds |