CRA Performance Evaluations: May 2005

Charter#	Bank Name	City	State	Eval Date	Rating	Examination
23034	Bank of Arkansas, N.A.	Fayetteville	AR	10/06/2004	Satisfactory	Large Bank
12533	The First National Bank of Hope	Hope	AR	01/24/2005	Satisfactory	Small Bank
13520	First National Bank of Phillips County	West Helena	AR	09/30/2004	Outstanding	Small Bank
18684	Johnson Bank Arizona, N.A.	Phoenix	AZ	11/08/2004	Outstanding	Large Bank
18029	Western Sierra National Bank	Cameron Park	CA	11/01/2004	Satisfactory	Large Bank
3755	The Central N.B. & Trust Company	Attica	IN	03/02/2005	Satisfactory	Small Bank
12456	The Farmers National Bank	Scottsville	KY	01/03/2005	Satisfactory	Small Bank
13835	Millbury National Bank	Millbury	MA	02/07/2005	Satisfactory	Small Bank
14144	First National Bank in Howell	Howell	MI	11/17/2004	Satisfactory	Large Bank
23289	Bremer Bank, N.A.	International Falls	MN	02/07/2005	Outstanding	Large Bank
12941	First National Bank in Mahnomen	Mahnomen	MN	01/18/2005	Satisfactory	Small Bank
23582	Associated Bank Minnesota, N.A.	Minneapolis	MN	12/06/2004	Satisfactory	Large Bank
23180	Douglass National Bank	Kansas City	MO	02/02/2005	Outstanding	Small Bank
8881	The First National Bank of McClusky	McClusky	ND	03/08/2005	Outstanding	Small Bank
11397	First National Bank of Oklahoma	Ponca City	OK	03/07/2005	Satisfactory	Small Bank
8783	The First National Bank of Fredericksburg	Fredericksburg	PA	07/12/2004	Satisfactory	Small Bank
24332	Carolina National Bank and Trust Company	Columbia	SC	11/16/2004	Satisfactory	Small Bank
8624	First National Bank of Frederick	Frederick	SD	02/01/2005	Satisfactory	Small Bank
24303	Community National Bank	Bellaire	TX	02/14/2005	Satisfactory	Small Bank
23143	Dallas National Bank	Dallas	TX	12/31/2004	Satisfactory	Small Bank
10624	The First National Bank of Edgewood	Edgewood	TX	01/20/2005	Satisfactory	Small Bank
4410	First National Bank of Giddings	Giddings	TX	03/21/2005	Satisfactory	Small Bank
24357	Texas Community Bank, N.A.	The Woodlands	TX	02/14/2005	Satisfactory	Small Bank