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April 2012

SAFE Act

Comptroller's Handbook: SAFE Act Cover Image

Previous Version

This publication is part of:

Collection: Comptroller's Handbook

Series: Consumer Compliance

Transmittal

OCC Bulletin 2012-11, SAFE Act: Examination Procedures

Overview

This booklet addresses compliance banks' with the Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act of 2008, which mandates a nationwide licensing and registration system for residential mortgage loan originators.

Applicability

This booklet applies to the OCC's supervision of national banks and federal savings associations. References to national banks in this booklet also generally apply to federal branches and agencies of foreign banking organizations. Refer to 12 USC 3102(b) and the "Federal Branches and Agencies Supervision" booklet of the Comptroller's Handbook for more information.